Start with the real cost categories
A useful travel budget is more than flights and hotels. It should include local transport, food, activities, insurance, mobile data, visa fees, airport transfers, and a small emergency buffer.
Basic trip budget structure
| Category | What to include |
|---|---|
| Flights | Bags, seat selection, airport timing |
| Stay | Taxes, resort fees, location quality |
| Food | Breakfast, daily meals, coffee, snacks |
| Transport | Metro, taxis, ride apps, transfers |
| Activities | Tickets, tours, guides, tips |
| Safety buffer | Insurance, emergency cash, delays |
A good rule
After estimating the main costs, add a 10-20% buffer. Travel rarely goes exactly as planned, and the buffer keeps the trip calm.
How Rya helps
Tell Rya your destination, number of travelers, nights, and style. She can build a realistic budget and explain where to save without hurting the trip.